Creative Ways to Save for a Vacation and Why Your Family Needs to Take One!

Family vacations aren't always cheap but they are a great way to relax and reconnect with your family.  Vacations don't always need to be expensive to be one of the best times of your life.  You don't actually need to go to a 5-star hotel and eat only in the most exclusive restaurants. Some of the best memories you can make with your family will be on a family vacation.  Your child won't remember the quality of the hotel you stayed at but they will remember the card games, trips to the beach and all that togetherness that you enjoyed.  That … [Read more...]

4 Examples of Personal Financial Goals I have Added to My To Do List

Our personal budget has been stretched fairly thin for the last few months and I'm researching examples of personal financial goals to help me save money. After the slightly out of control holiday spending came a trip to London (not cheap!) and a few first of the year expenses (darn you Home Owner's Association!) and now we are looking at a very slim balance in the bank.    With two teens who one day soon will want to go to college, we need to learn how to save money in ways that don't involve me giving up my organic food or my iPhone.  A girl … [Read more...]

Holiday Budget Tips for Fewer Post Holiday Bills

Are you pinching your pennies and searching for a few holiday budget tips? The holidays are fast approaching and with them comes a serious amount of shopping.  Gifts for friends and family members, holiday baking supplies, wrapping paper and pretty clothes for Christmas Eve church service are all on my list of things to buy this year.  I will be shelling out an awful lot of money over the coming months and have started looking for some holiday budget tips to help keep my spending under control.  If you are anything like me, you have trouble … [Read more...]

Good Ways to Save Money on Youth Sports

This post about good ways to save money on youth sports is part of a paid partnership with TeamSnap but all opinions are my own. When you first have children, you read all these statistics about how much money it costs to raise them to adulthood.  The number is rather staggering and I don't doubt it for a minute.  Of course, I think that number would be significantly higher if people factored in the cost of youth sports!  Getting your child involved in sports can put a serious dent in your budget.  And when your child chooses to play more … [Read more...]

How to Read More Books for Less Money

If you ask me how I want to spend my free time, the answer will always be reading books.  Ever since I was young I have tried to figure out how to read more books on a limited budget.  I had a very worn out library card and multiple book cases filled with favorites that I couldn't bare to part with.  As an adult, rarely do you see me go anywhere without a book or my iPad in case I get a free 15 minutes with nothing to do.  If you are as much of a bookworm as I am, I figured you would like to know how to read more books and spend less money on … [Read more...]

Financial Wellness Checklist: 5 Financial Tasks to Tackle NOW!

As the new year moves closer and closer, you should consider working through this financial wellness checklist to ensure financial security in the years to come.  For most people, money is in limited supply and the demands on finances are fairly high.  Gas must be purchased regularly if we want to continue driving to work and kids need to eat.  And they generally eat a LOT.  Unless you sit down to tackle a few financial tasks occasionally, you won't truly be financially 'healthy'.  Long term expenses like a mortgage, a child's college … [Read more...]

How You Can Save Big for a Bright Future with Box Tops for Education

This post has been sponsored, however all opinions expressed here are my own.Many years ago, when my youngest child started Kindergarten, I was approached by a mom about getting involved in the elementary school PTA.  She was an active PTA member and needed help with a school club.  I threw my hat into the volunteer pool and have been an active PTA mom ever since.  I have sat on the PTA board and looked at my club budget and wondered where we were going to come up with a few more dollars for activities.  Even now that my kids are teenagers … [Read more...]

Getting the Best Auto Insurance Rates for Teenage Drivers

I have a teenage son who will be 16 years old this fall.  I have printed out the drivers safety manual for him and soon (heaven help me!) I will have a boy with a drivers permit in my home.  To be honest, the entire idea of this boy behind the wheel of a car terrifies me.  Not only to I fear for his safety but I am also terrified to see what it's going to cost to add him to my car insurance.  I have started researching how to get the best auto insurance rates for teenage drivers and I thought I would share with you a few things that I've … [Read more...]

Easy Gardening Tips that Won’t Break the Bank

I have been gardening for many years...ever since my preschooler came home one day with a lima bean plant that he grew in class that he wanted to put in the ground. Well, the boy is now a teenager who asks for Trinidad Scorpion Peppers at the nursery and I am still outside playing in the dirt! Gardening is addictive and a great way to feed your family while reducing your carbon footprint.  Unfortunately, gardening can also be expensive and I am not made of money!  I have learned over the years where to invest my money when it comes to feeding … [Read more...]

Rent Textbooks with CampusBookRental and Support Operation Smiles

This post about how to rent textbooks is sponsored by CampusBookRentals but all opinions expressed here are my own.Every year my husband and I try to tuck away a small amount of money into a college fund for our kids.  College tuition is not cheap and I have less than 5 years before my first child heads off in search of higher learning.  While we have high hopes that they qualify for a scholarship, I am not keeping my fingers crossed.  Of course, looking at our pitifully small savings so far, we are going to have to be frugal when college … [Read more...]