What to Look for in a Financial Advisor Before Your Hire Them

From the time my husband and I first moved in together after college, we have had financial goals. We started saving small amounts of money very early in life, even when we were struggling to pay the bills.  We bought our first house at the age of 27 and when our first child was born that same year, we opened a college savings account as well.  While we have had financial goals our whole lives, we have never spoken to a professional about our finances.  We decided it was time to bring in a financial advisor and we have an appointment with one … [Read more...]

Creative Ways to Save for a Vacation and Why Your Family Needs to Take One!

Family vacations aren't always cheap but they are a great way to relax and reconnect with your family.  Vacations don't always need to be expensive to be one of the best times of your life.  You don't actually need to go to a 5-star hotel and eat only in the most exclusive restaurants. Some of the best memories you can make with your family will be on a family vacation.  Your child won't remember the quality of the hotel you stayed at but they will remember the card games, trips to the beach and all that togetherness that you enjoyed.  That … [Read more...]

Uses for Shredded Paper After Your Home Office Decluttering is Finished!

When the new year rolled around, I decided it was time to do some home office decluttering.  I have an overflowing filing cabinet and a computer desk that has way too many piles of stuff on it. I have been sorting, purging, donating and recycling quite a number of things over the last few weeks.  Of course, many of the documents I have in my home office require shredding to protect personal information.  Now that I have purged the files, though, I am trying to figure out a few uses for shredded paper rather than throw it all away.  If you find … [Read more...]

4 Examples of Personal Financial Goals I have Added to My To Do List

Our personal budget has been stretched fairly thin for the last few months and I'm researching examples of personal financial goals to help me save money. After the slightly out of control holiday spending came a trip to London (not cheap!) and a few first of the year expenses (darn you Home Owner's Association!) and now we are looking at a very slim balance in the bank.    With two teens who one day soon will want to go to college, we need to learn how to save money in ways that don't involve me giving up my organic food or my iPhone.  A girl … [Read more...]

What to do With Limes That are Just a Bit Too Old!

A few weeks ago, I bought two bags of limes because we had plans to make margaritas.  Well, we never managed to make it to the liquor store for the tequila and now I am wondering what to do with limes that are just too old to be very useful.  You know how old limes get, right?  Kind of pale looking and not quite green any more?  Dull, dense and rather unappetizing?  Maybe a rather gross shade of brown? Well, here are a few uses for limes that I have come across that don't require that they be fresh and juicy. What to do with limes that are … [Read more...]

Upcycled Dog Treats Jar to Keep Fido’s Treats Fresh!

Up until now, I have been keeping the dog's treats in the box they come from the pet store in.  It rarely closes properly and her chewy treats end up crunchy very quickly. This week I decided to make an upcycled dog treats jar to keep her treats a bit more fresh.  Not that SHE is all that picky.  This is the dog that likes to eat bunny poop and drink out of the toilet.  But, since I love the often annoying little canine that rules this house, I think she deserves fresh dog treats!  So, if you have an empty jar or two lying around, try making an … [Read more...]

Good Ways to Save Money on Youth Sports

This post about good ways to save money on youth sports is part of a paid partnership with TeamSnap but all opinions are my own.  When you first have children, you read all these statistics about how much money it costs to raise them to adulthood.  The number is rather staggering and I don't doubt it for a minute.  Of course, I think that number would be significantly higher if people factored in the cost of youth sports!  Getting your child involved in sports can put a serious dent in your budget.  And when your child chooses to play more … [Read more...]

How to Read More Books for Less Money

If you ask me how I want to spend my free time, the answer will always be reading books.  Ever since I was young I have tried to figure out how to read more books on a limited budget.  I had a very worn out library card and multiple book cases filled with favorites that I couldn't bare to part with.  As an adult, rarely do you see me go anywhere without a book or my iPad in case I get a free 15 minutes with nothing to do.  If you are as much of a bookworm as I am, I figured you would like to know how to read more books and spend less money on … [Read more...]

10 Unusual Uses for Bananas Besides Eating Them!

When you go to the grocery store, do you ever see that table of over ripe bananas?  They are ridiculously cheap to buy but what can you do with over ripe bananas? Sure, you can put them in the freezer and make banana bread, banana pancakes, or banana smoothies, right?  But what if you are so darn sick of bananas that you don't want to eat any more of them?  Should you pass by the over ripe banana table because you cannot come up with any new uses for bananas?  If you find yourself with too many bananas, there are plenty of things you can do … [Read more...]

Frugal Dog Care Tips for a Happy, Healthy Dog #sponsored

This post about frugal dog care tips has been sponsored by the Dog Bark Collar Store but all opinions expressed are my own.  When my husband and I were just out of college and struggling to make end's meat we decided we wanted to get a dog.  We decided we wanted to get a BIG dog!  Not only did we end up getting a German Shepherd, we got her a friend to play with a year later when we brought home a Dutch Shepherd, too. We quickly had to learn a few frugal dog care tips so we didn't go broke!   We jumped right into dog ownership with both feet … [Read more...]